Homeowner Services
Embedded Files
All prospective homebuyers should begin by asking themselves "Why should I buy a home?" The response to that is "What is the alternative choice?" Well...renting is the obvious alternative, but if you have already determined that you want to have a permanent residence that no one can take from you, then why would you even consider renting long term if you know it costs more money each month to rent and if you don't have the ability to sell it for money when you leave? Sure there are a couple of short term reasons why you may want to rent, but if you plan on being a long term resident in specific state, then owning property is the wisest choice by far. If you need to improve your credit score or save more money for a down payment, we can assist you with that process and see if you're eligible to receive money without ever having to pay it back!
Our network of professionals include a wide and diverse collection of experienced specialists in the homeownership process. You can benefit from the experience and knowledge of these professionals who specialize in the areas crucial to making homeownership a reality!
We work for YOU as fiduciaries throughout!
We work to improve your credit history/score
We work to develop a budget for success
We work to formulate the best down payment savings strategy
We work with you long term, we are from start to finish and for as long as it takes.
Licensed Realtors
Licensed Mortgage Brokers
Licensed Financial Advisors
Licensed Insurance Agents
Licensed Retirement Planning Agents
IRS experienced Representatives
Credit Bureau Associates
WHY SHOULD YOU BUY INSTEAD OF RENT?
If you choose the simple, but expensive option to pay rent every month, the property owner (landlord) can increase the monthly rent frequently, whereas with a home, you have the ability to lock in a fixed rate mortgage payment providing much more peace of mind for your family.
When you rent your residence, you pay a monthly payment to the property owner and you are not investing any of that monthly payment into the value of the property. Therefore, whenever you leave and move out, you get no money back in return for having kept the property in good order or for the increase in market value that the property has experienced. However, if you were making mortgage payments (home purchase payments), you would receive money back when you moved out and sold the property.
WHAT ARE THE COSTS OF BUYING A HOME?
Costs To Consider
It's common for people get excited about buying their own home and it's for good reason. It's a very exciting time in anyone's life, however, owning your own home also comes with great responsibility. Homeownership involves many substantial costs that can catch easily catch any new homeowner off guard. Such expenses include Property Taxes, Homeowner's Insurance, HOA fees, maintenance for the housing structure itself, appliances and more. These costs may seem daunting to an aspiring homeowner, but even with these various costs, on average, a homeowner of 5 years or more still has a financial advantage over a person who rents during the same 5 year period.
Outside Factors
Besides the costs of buying a home, there are other outside factors that can affect the prospects of buying a home. Those factors include such things as:
The price of the home/land
The economic conditions & interest rates
Is it a buyer's market or seller's market?
The time of the year and whether or not a large number of other people are also looking for homes where you are
The locations, type of homes and types of neighborhoods that are of interest.
The more open minded and flexible a home buyer is, the more likely they will find multiple properties they are interested in and the more likely they will end up having a successful home buying experience.
WHAT ABOUT LIFE AFTER BUYING A HOME?
Although successfully completing the purchase of a new home is cause for great celebration, the success of our customers doesn't end with the purchase of a home. Once you become a homeowner, our customers also learn how to properly protect their investment, budget for unexpected future costs, form a retirement plan and eventually achieve a debt free, financially independent lifestyle. Purchasing a home is a fantastic accomplishment, but why stop there? If you want to truly build a legacy for the future of your family, you will have access to Financial Professionals that can provide you with all the tools and knowledge you need to make it happen! Afterall, the first deposit is on us!
STILL NOT CONVINCED TO BUY A HOME?
Read the following quotes from customers who have successfully completed the home buying process...
“I had always dreamed of owning my own home, but I had no idea where to begin. Everything on TV makes it look so easy, but I didn't know where to begin and I didn't know who to trust. I decided to educate myself and contact Solutions Home Program. After speaking with an MFHP Associate I learned so much and realized that it was only my own fears and lack of understanding that was holding me back from making the best decision of my life! Thanks Solutions Home Program! Jeff - Orlando, FL
“Being a recently self-employed artist, I was working long hours to build my business and save as much money as possible. Since buying a home is a big decision that takes time, money, hard work and commitment, I wanted to be very cautious about what, when, where and how I was going to do it. However, I'm very happy I made the decision to move forward with Solutions Home Program. I can say with confidence that homeownership was one of the best choices I've ever made. Investing my time and money into home improvements paid off two fold because my home also doubles as my art studio. It makes me proud to own the home where I live and work” Sheila - Atlanta, GA
Page updated
Google Sites
Report abuse